India Press Store - You Need A Budget Pro - Personal Finance Software Program

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Binding: CD-ROM Feature: Benefit from four unique, powerful rules for maximizing control over your money Format: CD-ROM Label: You Need A Budget Manufacturer: You Need A Budget Model: 1.2.6 Platform: Windows Vista Publisher: You Need A Budget Studio: You Need A Budget
Features Benefit from four unique, powerful rules for maximizing control over your money Be up and running in just minutes Gain financial peace by tracking all of your spending (dining out, groceries, bills) with one simple interface Save time by importing your bank transactions Generate reports, schedule recurring transactions, and GAIN CONTROL.
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Spotlight customer reviews: Customer Rating: Summary: The Methodology Alone Works Wonders Comment: The methodology alone saved me from having to live paycheck to paycheck. It took literally all of the financial stress away, knowing I was always a month ahead of my income. I guess this isn't so much about the software, rather about how the software teaches you to manage your money in a whole new, more effective way. Customer Rating: Summary: Awesome, Awesome, Awesome. Comment: I originally purchased YNAB in Excel but quickly upgraded. The newest interface is amazing. In the 6 weeks that I've used it, we've saved $1600 and I wasn't even trying THAT hard. YNAB makes one notice spending habits and it helps to see where the dollars disappear. The forums are so helpful and interactive. Everyone is nice and understanding of the mistakes we all make financially. It's well worth the money. Customer Rating: Summary: Easy budgeting at last! Comment: After years of using Quicken or MS Money, I finally stumbled upon this little gem. YNAB Pro has become the answer to my budgeting prayers. No more clunky not-user-friendly budgeting software (buh bye Money! See ya Quicken!). YNAB makes it easy to create a budget, track your money flow, and get a handle on your financial life. Like to download your transaction from your bank's site? Simple and easy to import into Pro. Follow Jesse's Rules to more stable finances. Overall, two big thumbs up. I highly recommend YNAB Pro! Customer Rating: Summary: JoJo MoJo Comment: I will leave the futures of YNAB to other reviews. This is an OK program but is defiantly not for everyone. The idea behind YNAB is great but delivery of that idea is short. Basically, YNAB tells you where you are spending your money and that is the main strength of it. This software is nothing more then a logbook, pencil, and calculator. You can also do the same thing with any quality spreadsheet program. Personally I like YNAB program but it dose require dedication on a day-to-day basis. I do believe that most of the positive reviewers are short-term users. After 4 or 5 months most user will have set YNAB aside or use it in a very reduced role as I do. The reason for this is: 1) Time consuming. Get ready to put some time in this software. The best way to use this software is to put time into it every day. If you wait a week, assuming you have 5 or more transactions a day, plan on a long session with YNAB. 2)Little flexibility and what flexibility there is become confusing. 3)DO NOT USE IT AS A BANK ACCOUNT BALANCER. You can make some errors that you will not detect until its to late. 4)The import function is really basic but you will find it is better to manually enter the data each day. If YNAB is not for you, it will not be the money you spent but the time you put into it that will be frustrating. On the other hand, if you can put the time in, it may be the answer you're looking for. Customer Rating: Summary: So frustrating Comment: I need accounting software to tally my wasted hours. Despite the fact that every entry in the software matches my bank statement exactly each month, my YNAB register balance can be off by as much as $3,000. It's completely inexplicable. I have entered "balance adjustments" only to find that the problem recurs the following month. I have even asked my husband to review the register against the bank statement in hopes that he would see some massive mistake I was making. Nothing. There is just some bug in the software that makes it useless. Writing to YNAB has yielded no advice. Don't buy this software. More Reviews
Editorial Reviews: You Need A Budget (YNAB) Pro cuts to the chase with your finances. The software focuses you on the foundation of your finances: the Budget. Experience has shown that when your budget is intact, and functioning correctly, everything else takes care of itself (the bills are paid on time, retirement contributions are made, and unnecessary debt is eliminated). The software is built around Four Rules of Cash Flow. These Four Rules will help you maximize the value of every dollar, get out of debt, save for retirement, and reach your other financial goals. Where other software packages tend to be the products of years of feature creep, YNAB Pro offers you exactly what you need: a simple, straightforward system to manage your money.